Capital one vs chase reddit.

TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points …If you are based in a city with big Delta presence, amex is better. That's useful if you travel a lot. Offers are better than Chase. Cell phone insurance. Better customer service. Chase is better for regular spend. Easy to offset the fees and much lower fees to start with (Chase trifecta is $550 in total). The nice thing is most of the time you can downgrade with CAP1 instead of closing the account if in the next couple years the annual fee no longer makes sense. You have to use their portal to claim the $300 airline credit. If you are flying 30 or more times in a year, I would recommend getting an airline card or amex.Based on identical spending inputs, you’ll earn $173.20 cash back per year with Capital One Savor Rewards and $262.56 with Chase Freedom Unlimited. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread …Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.

Do you have any cards you've been looking at? Chase Freedom Unlimited + Sapphire Reserve combo, or Capital One Venture X alone Are you OK with category spending or do you want a general spending card? Highly prefer a general spending card over category spending. Thanks for any guidance! 30 comments Add a Comment OldVenomSnake • 2 yr. agoAs a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. Maxing out a CFF quarterly category on an average month ($1,500/quarter equals $500/month) will reward you with a total of $43.71 cashback.

Oct 23, 2023 · Chase vs. Capital One: Account: Chase: Capital One: Basic Checking Account: $12 per month, waivable: No monthly fees: Basic Savings Account: $5 per month, waivable: No monthly fees: Non-bank ATM in the U.S. $3 per transaction: $2 per transaction: Overdraft: $34: No-fee overdrafts

29 Best Top New. Hell yeah, congrats! It’s easily my most used card. Last year got about $750 back on it. Savor One also covers internet and streaming. Getting 3% on my cell bill and Netflix, Xfinity, etc. Who’s your cell service?The Capital One Venture X card and Chase Sapphire Reserve card reward hotel bookings and car rentals purchased via the associated card’s travel portal at 10x and flights at 5x rewards. The Capital One Venture X card earns 2x on all other travel purchases, while the Chase Sapphire Reserve card earns 3x rewards.The best trip delay protection credit cards. Capital One Venture X Rewards Credit Card: Best for those loyal to Capital One. Chase Sapphire Reserve: Best for overall travel protection. Chase Sapphire Preferred Card: Best for overall travel protection with a sub-$100 annual fee. The Platinum Card® from American Express: Best for earning and ...Card details Chase Sapphire Preferred Citi Premier; Annual fee: $95. $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations: 60,000 ThankYou points after you spend $4,000 on purchases in the first three months from account …Capital One vs. Chase | Best NATIONAL Bank in 2022Click “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Cards BEST Credit Cards...

24 Agu 2018 ... The Chase Sapphire Preferred Card and newly revamped Capital One® Savor® Cash Rewards Credit Card have a lot of strengths in common, like: Sign- ...

Now recognized as one of the largest financial institutions in the U.S., the bank offers more than 2,000 branches and 9,000 ATMs across 19 states in the Midwestern and East Coast regions. additionally offers a wide range of products, including checking and savings accounts, certificates of deposit (CDs), IRAs, a and a mobile banking app.

Yes, you can transfer Chase URs between accounts. So points earned in Chase Freedom or Chase Freedom Unlimited accounts (which normally are only worth 1 cent each) can be transferred to Chase Sapphire Preferred/Reserve (or Chase Ink Preferred) accounts to make them worth more. As for your chances of CSR approval, the big thing with the CSR is ... Chase is better for domestic transfer value. VX is better for international (similar point value, higher earnings) transfer partners. If you’re just going to do cash (Chase) or travel eraser (VX) at 1cpp, VX wins there too. Perks - Both have Priority Pass, but CSR still has dining. VX has Capital One and Plaza Premium lounges. 2 Jun 2023 ... We put the Amex Platinum Card, Capital One Venture X, and the Chase Sapphire Reserve head to head to head to see which premium travel credit ...Hey I just got the Savor One and already have the Quick Silver. I plan to get the Venture One later this year and use those 3 to get miles. I like the perks and company but have realized that Chase is slightly better. Should I just stop now and start over with getting the Chase trifecta or just stick with my current set up?The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ...While financial jargon is not everyone’s specialty, there is one concept that is crucial for everyone to understand in order to maintain financial security: liquid capital. Liquid capital is considered “liquid” since it is able to be fluidl...Rewards breakdown is as follows-. Discover Chrome - 2% on gas and restaurants ( total of $2500 spend per quarter)/ 1% everything else. Venmo- 3% on top spend category, 2% on 2nd highest 1% everything else. Amazon Prime card- 5% on Amazon/Whole foods, 2% on gas, dining, transit, 1% everything else. My initial plan was to get the Capital One ...

Citi Double Cash CardDiscover it Cash BackChase Freedom UnlimitedCapital One QuicksilverCapital One Venture ... or higher. On top of that, the Costco Credit Card ...The $95 fee only means that you'd have to spend $9500 per year in total to breakeven with the Savor rather than the Savor One. You would not need to spend an additional $9500. Venture X. Travel credit is easy to use. $0 effective annual fee after travel credit and anniversary bonus. Primary rental car coverage. Capital One Venture X Rewards Card: $1,275 in travel. Sapphire Preferred Card: $1,080 in travel. So while there's a gap here, Chase Ultimate Rewards points are a bit more valuable, again making ...With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the …Redneck Bank Rewards Checkin' Account. The Redneck Bank Rewards Checkin' Account might be appealing if you'd like to get rewards checking account with a competitive interest rate. Redneck Bank ...If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to make a lasting impression with their final wishes die all the ...

If you’re a fan of live music and entertainment, then you’ve probably heard of Capital FM Live. This popular event has been attracting music lovers from all over the world for years.There are obvious jobs, sure, but there are also not-so-obvious occupations that pay just as well. When everyone seems to be making more money than you, the inevitable question is “okay, what exactly do all these people do?” Fortunately, Re...

yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit. Capital One Venture X Rewards Card: $1,275 in travel. Sapphire Preferred Card: $1,080 in travel. So while there's a gap here, Chase Ultimate Rewards points are a bit more valuable, again making ...Sapphire Preferred vs. Amex Gold benefits. In exchange for a $95 annual fee, the Chase Sapphire Preferred offers many travel perks, including a $50 annual hotel credit for bookings through Chase Travel and a 10% points bonus on your cardmember anniversary. You'll also gain access to Chase Offers with the card.I'd venture a guess that Chase or AmEx would be a stronger long term strategy than Cap One. But it would require a few cards. For Chase you'd need the CSP/R, CF, and CFU to get at minimum 1.5x on all purchases (plus the 25 or 50% Sapphire bonus). For AmEx you would need the Gold and/or Platinum to maximize points along with your Everyday Preferred.Citi Double Cash CardDiscover it Cash BackChase Freedom UnlimitedCapital One QuicksilverCapital One Venture ... or higher. On top of that, the Costco Credit Card ...Chase follows a similar pattern. If you have the Chase Sapphire Reserve and book through the Ultimate Rewards portal, you will earn 10 points per dollar spent on hotels and rental cars and 5 points on flights. These rates are significantly better than the 3 points per dollar earned on travel booked through other methods.Hey I just got the Savor One and already have the Quick Silver. I plan to get the Venture One later this year and use those 3 to get miles. I like the perks and company but have realized that Chase is slightly better. Should I just stop now and start over with getting the Chase trifecta or just stick with my current set up?4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...ATM access available. Why we picked it: UFB Direct is an online brand of Axos Bank, which has been a winner in Buy Side’s Best Online Banks roundup in the past. The UFB High Yield Savings ...If you prefer a card with a high, flat rewards rate, you may wish to consider the Capital One Venture X Rewards Credit Card, mentioned above, or its more ...

Capital One Venture vs. Chase Sapphire Preferred welcome offer Both cards are currently offering solid sign-up bonuses that can provide a ton of value to new cardholders. The Venture Rewards card offers 75,000 bonus miles after spending $4,000 on the card within the first three months of account opening.

Capital One and Chase may be good for credit cards, but would strongly recommend finding either a local credit union (if you want a physical branch near you) or an online …

The Capital One Venture Rewards has an annual fee of $95. The identical annual fees on the Chase Sapphire Preferred and Capital One Venture Rewards cards aren't bad considering that many value ...The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25% more ...2 Jan 2023 ... ... one or two trips a year can make up the fee with minimal effort. Capital One ... Chase, and Visa. The Motley Fool recommends Marriott ...Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...Capital One vs Chase travel portal. I've been a long time Venture cardholder for my everyday purchases, but never used their portal until I upgraded to the Venture X and …The Capital One Venture X card and Chase Sapphire Reserve card reward hotel bookings and car rentals purchased via the associated card’s travel portal at 10x and flights at 5x rewards. The Capital One Venture X card earns 2x on all other travel purchases, while the Chase Sapphire Reserve card earns 3x rewards.Chase Freedom Unlimited: The Freedom Unlimited is a great everyday card. It has no annual fee and earns 3 points per dollar spent on dining and drugstore purchases and 1.5 points per dollar spent on all other purchases. Why they're a great pair: Both cards allow you to earn an impressive 3 points per dollar spent on dining and drugstore ...There are obvious jobs, sure, but there are also not-so-obvious occupations that pay just as well. When everyone seems to be making more money than you, the inevitable question is “okay, what exactly do all these people do?” Fortunately, Re...While Bank of America offers up to 0.01% – 0.04% depending on your Preferred Rewards status and balance, you can earn 4.30% with Capital One with no minimum balance requirements at all. Additionally, while the Capital One account is free of monthly charges, the Bank of America account carries a monthly fee.Chase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit.I prefer them over CapitalOne because Ally allows for a much higher mobile check deposit limit of $50K/day whereas CapitalOne is only $5K/day or $10k/month. Furthermore, Ally offers $10/month ATM fee reimbursement while CapitalOne does not.20 Jul 2023 ... How to decide between applying for a Capital One Venture X, a Chase Sapphire Reserve, and a Chase Sapphire Preferred credit card.

Capital One Business Basic Checking charges $1 per $1,000 beyond the limit, compared with $2.50 per $1,000 with a Chase Business Complete Banking account. Advantage: Chase Business Complete …If you are based in a city with big Delta presence, amex is better. That's useful if you travel a lot. Offers are better than Chase. Cell phone insurance. Better customer service. Chase is better for regular spend. Easy to offset the fees and much lower fees to start with (Chase trifecta is $550 in total). Chase and Citi are 2 of the largest banks in the U.S. Offering a variety of financial services and products, these 2 compete fiercely for market share in the realm of credit cards, too. Citi generally offers a more petite portfolio of credit cards, while Chase offers a stronger variety.The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25% more ...Instagram:https://instagram. wbre homepagegentle reposecafe with internet near mepollen count chula vista Earn 3x points on select streaming services. Once you get the sub bonus for Chase, your everyday spend or any purchases outside of these specific categories should probably go on the Capital One Venture since it's 2x all purchases. (You can get the 2x on other travel purchases as noted above, but if you don't put any travel on your Capital One ... Capital One has an impressive savings account offering 4.30%, which far outweighs the 0.15% – 2.51% offered by Wells Fargo. Another area where Capital One has the edge is that it is fee free, while Wells Fargo has a … hanacutiee leakretired james avery rings A budget traveler will typically search for the cheapest flight regardless of airline. With the CSR, you'll be able to book the cheapest flight on the Chase portal, which can be any airline that sells tickets through portals, and get very good points redemption value from it. With Capital One and Amex you'll only be getting a 1 cpp redemption. yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit. slippers for women at walmart That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5% As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...It's probably not a good idea to have 100% of your banking accounts with one institution. If they flag one of your accounts and decide they no longer want to do business with you, they could close everything and you would have no access to any money until you receive the check in the mail. I have a Discover savings and credit card and they have ...